Get Results Quicker with Aquacare’s Injured Worker Program
What is Different About Aquacare/Fitness Forum Injured Program?
With 26 years of expertise, Aquacare Physical Therapy excels in treating injured workers through a sports medicine approach that prioritizes early intervention. Our strategy is rooted in aggressive, hands-on education, ensuring swift and effective recovery for our clients.
Overview of Worker’s Compensation in Delaware
- Delaware’s worker’s compensation provides financial and medical benefits to employees injured on the job.
- It covers medical expenses, lost wages, and rehabilitation costs.
- Employers must carry worker’s compensation insurance or qualify as self-insured.
- Benefits are available regardless of who was at fault for the injury.
Rules and Guidelines
- Report the injury to your employer within 90 days to ensure eligibility.
- File a worker’s compensation claim within two years of the injury date.
- Choose a healthcare provider approved by the employer’s insurance company.
- Temporary total disability benefits are paid at two-thirds of the employee’s average weekly wage.
- Permanent disability benefits vary based on the severity and impact of the injury.
Process for a Newly Injured Worker
- Report your injury to your supervisor immediately.
- Seek medical treatment from an approved healthcare provider.
- Complete and submit the worker’s compensation claim form.
- Cooperate with the insurance company’s investigation and provide necessary documentation.
- Attend all medical appointments and follow the prescribed treatment plan.
How Physical Therapy Helps
- Physical therapy aids in pain management and recovery.
- It improves mobility, strength, and flexibility.
- Therapists design personalized rehabilitation programs to speed up recovery.
- Physical therapy reduces the risk of future injuries.
- It prepares injured workers for a safe return to their job duties.
Benefits of Worker’s Compensation
- Coverage for medical treatments and hospital visits.
- Compensation for lost wages during recovery.
- Vocational rehabilitation services for those unable to return to their previous job.
- Death benefits to dependents in case of fatal workplace injuries.
- Legal protection against employer retaliation for filing a claim.
Tips for Navigating Worker’s Compensation
- Keep detailed records of your injury, treatment, and communications.
- Follow all medical advice and attend scheduled appointments.
- Stay informed about your rights and responsibilities under Delaware law.
- Consult with a worker’s compensation attorney if you encounter issues.
- Maintain open communication with your employer and the insurance company.
If you are an injured worker, or an attorney or paralegal working with worker’s compensation cases, Aquacare provides fast and direct access to medical instructions, records, and information. Learn more by contacting Janice Baldwin at jbaldwin@aquacarerehab.com.